 The Australian Taxation Office (ATO) have a few preventative measures you can take to ensure that your super is being properly paid to you.
 Opting to boost your superannuation contributions through salary sacrifice can be a strategic way to reduce your taxable income. When you choose to allocate more of your salary to your super, the amount you contribute is deducted from your taxable income, potentially leading to significant tax savings.
 If you have an Australian Retirement Trust (ART) superannuation account but haven’t yet set up your member online account, we’ve included some helpful information below to assist you in setting up your online access, as well as how to make the most of your member online account.
 Superannuation, commonly known as super, plays a crucial role in securing your financial future post-retirement. But how do you know if your super is truly working for you? Here’s a comprehensive guide to evaluating whether your super is meeting your needs and helping you build a robust retirement fund.
 Picture this; you've just transitioned out of Defence and you've started a new job that is outside of the government services, or you've medically transitioned/discharged. You're hearing murmurs that the super amount that you have earnt and accrued in Military Super (MSBS) will have to remain there. Is this right? What can you do with this, or better yet, what should you do with it?
 As you revel in the confidence of being in a stellar superannuation fund, the question of when to retire becomes increasingly significant. The age at which you can retire depends on various factors, and understanding these elements is pivotal for making informed decisions about your future.
 During the early stages of the pandemic the Australian Government created a program with the early release of Australian’s superannuation to help cope with the demands of the pandemic.
 A study has found that the number of retirees who still possess superannuation funds at the end of their life has been grossly overestimated.
 The ATO recently created a comparison tool to help members understand how their superannuation fund is performing. You can access this tool by clicking here. As with any comparison tool, it does not take into account your personal circumstances, future goals or risk tolerance.
 We have created an instructional video for clients to see how to claim their concessional superannuation contributions for their 2021 MyGov tax return.
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