 Veterans ask us often about DVA fees and how it all works. We have put together a brief explanation for your convenience.
 Circa 2009 I jumped off a helicopter on a hilltop feature somewhere in Afghanistan. I was weighed down by heaps of gear. I was met on that feature by a few characters carrying what appeared to be a small backpack each, which they proceeded to nimbly throw into the back of the departing aircraft. We were smiling, covered by some fine dust that would likely cake us for the next 6 or more weeks. I looked up and said, “high speed, low drag”.
 When comparing cars do you simply compare brands or specific car models? This is the thought that entered my mind as I read the never-ending stream of media articles regarding the recently published Australian Prudential Regulation Authority’s (APRA) report on comparing superannuation funds. Without understanding the facts, comparisons are generally too broad. First and foremost, if you are a client of us then the report is of no concern to you.
 “The mind messes up more shots than the body.” – Tommy Bolt.
I like golf. Anybody who develops a taste for the game will agree that you can never love golf. It has a tendency to create utter frustration which usually leaves you hating the game for a short time. But then you have a great day at the course and your love for the game is re-ignited. Somewhere in between the frustration and love for golf is where I lie. Can you see the affiliation between golf and financial harmony – let me explain?  We have created an instructional video for clients to see how to claim their concessional superannuation contributions for their 2021 MyGov tax return.
 Albert Einstein is reputed to have said, 'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it'.
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