 Buy Now, Pay Later schemes have been rising in popularity over the past few years, to the point where most people use (or at least know someone who uses) the service.
But are Buy Now, Pay Later schemes bad for your financial health? How do they work? This article will hopefully answer some of these questions.  The Barefoot Investor gets a lot of slack for being everyone’s go to Get-Your-Life-Together book. But there are valuable lessons to be learned from Scott Pape’s ‘bucket’ budgeting approach.
If you’re someone who struggles to keep up with a budget spreadsheet or are simply looking for a simple way to split up your budget, the bucket approach can help you.  If you’re one of the roughly 3 million Australians with an outstanding Higher Education Contribution Scheme (HECS) debt, you may be wondering how the new financial year will impact your repayments and loan balance.
 If you’re a first-time father, you may not be aware of the payments and services available to you to assist with caring for your new-born.
 In a world of tap-to-pay and automatic subscriptions, it's easy to lose track of who has your credit card information handy.
Follow our 5-step plan to clean up and improve cashflow by removing unwanted or unnecessary subscriptions.  It’s your fifteenth round of rental inspections. A dozen young couples and small families heave their way through the door of a unit forty minutes from the city. The property manager spouts on about the first-class amenities, walking past a carpet stained by years of tenants. There’s a metallic smell in the air. A cockroach crawls sluggishly over your foot.
This is the current state of the rental market in Australia, especially in our capital cities. Many people may be considering if buying is a cheaper, easier option.  Jessie and Yannick have combined forces to bring you a realistic view of purchasing a home and the benefits (and negatives) that come with it.
Green Cells: How Getting Your Budget in the Green Could Also Decrease Your Carbon Emissions22/1/2025
 You’ve tumbled down every path possible to reduce your spending, short of moving back in with your mother. You skateboard to work. You brush your teeth in the dark. Netflix has been replaced by DVDs from your grandfather's collection, and your third night of Top Gun is starting to get to you.
What if I told you there was a better way? That you could save up to 16% on your food costs a year and avoid sleeping on your mother’s pull-out couch—all in one fell swoop?  Opting to boost your superannuation contributions through salary sacrifice can be a strategic way to reduce your taxable income. When you choose to allocate more of your salary to your super, the amount you contribute is deducted from your taxable income, potentially leading to significant tax savings.
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