 The song by British punk rock band The Clash summarises the questions that we all have when any investment starts displaying volatility.
 Jessie and Yannick have combined forces to bring you a realistic view of purchasing a home and the benefits (and negatives) that come with it.
 Jessie and Yannick have combined forces to bring you a realistic view of purchasing a home and the benefits (and negatives) that come with it.
 For some, Valentine's Day is marked by the blooming florets of a dozen red roses, five-star meals looking out over the ocean, and extravagant boxes of chocolate truffles wrapped in gingham bows.
For others, it’s a marker of solitude.  You may think of scam calls as a pitfall of your great-grandmother or a warning at your local grocery store to be careful when sending gift cards. The hidden danger of scams in the 21st century is that they aren’t always as obvious as a far-off prince who’s having money trouble. With the rise of technology over the past few decades, a multitude of weaknesses have been identified in our online safety.
 Even before the confetti settles and the glow sticks lose their shine, we as a human race agree that next year will just be better. No more chocolate. No more 10 am wake ups. No more frivolous spending.
 In Australia, the decision to pay off Higher Education Contribution Scheme (HECS) debt early is gaining traction, especially with the 2023 indexation rate reaching 7.1%. For individuals with a HECS debt of $30,000, the indexation resulted in an increase of $2,130. For those grappling with the question of whether to prioritise paying off HECS or focusing on home loan repayment, a careful analysis of interest rates is essential.
 We’re excited to announce that Jessie McCormack of Evergreen and Kylie Thorley of The Spacious Life are coming together once again, this time to delve deeper into the world of budgeting and financial empowerment!
 This Valentine's Day, consider carving out 20 minutes for a unique and impactful conversation - delving into your financial future. Instead of dwelling on the past, focus on building a roadmap to achieve the life you both desire. By discussing your financial goals, you can uncover shared aspirations and reverse engineer the steps to make them a reality.
 Embarking on a journey of financial decluttering can yield remarkable results, akin to the transformative effects of decluttering our physical and mental spaces. As a New Year's resolution, consider adopting this practice to not only streamline your financial life but also usher in joy, serenity, confidence, and a more positive outlook.
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