 Fresh starts in movies are marked by the ring of a school bell, a car driving into the horizon, or a dramatic musical score. They aren’t often depicted faithfully: sat at a table with a list, ticking each task off methodically.
 A towel with your name on it. Money sandwiched between a card and a scratchy. Chocolates, socks, and more. What do these all have in common?
 Do you hear that? The clip-clomp of hooves? The jingling of bells? Something is coming down the chimney, pushing bricks from their mortar and bringing with it the warmth of the outside air. You hear it finally end its decent to your hearth with a great bang.
Except it’s not Santa who has landed in your living room. It’s your Christmas debt!  The office will be closed from 4:30pm on the19th of December 2025 to the 5th of January 2026 at 8:30am.
 CFS Investment accounts allow for multiple contribution methods, from direct debit to BPAY.
 In the newest episode of Not Another Finance Podcast! Jessie and Yannick will take a look at generational wealth.
 During your appointment you may be asked to sign a third-party authority (TPA) for your superannuation, insurance, or investment accounts. But what is a third-party authority?
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