 As the holiday season approaches, we would like to inform you that our office will be closed from 4:30pm Friday 20th December 2024 and will reopen at 8:30am Monday 6th January 2025.
 In Australia, the decision to pay off Higher Education Contribution Scheme (HECS) debt early is gaining traction, especially with the 2023 indexation rate reaching 7.1%. For individuals with a HECS debt of $30,000, the indexation resulted in an increase of $2,130. For those grappling with the question of whether to prioritise paying off HECS or focusing on home loan repayment, a careful analysis of interest rates is essential.
 Have you booked your first appointment to see a financial adviser and feel a bit lost? Not sure what to ask, or what will be expected from you?
Take a look at our 3-step appointment process to ensure you’ll be prepared!  Opting to boost your superannuation contributions through salary sacrifice can be a strategic way to reduce your taxable income. When you choose to allocate more of your salary to your super, the amount you contribute is deducted from your taxable income, potentially leading to significant tax savings.
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